FREQUENTLY ASKED QUESTIONSó
(N) Insurance (Travel)
you are not sure you need travel protection, here is a list of
ďTop 10 EventsĒ which your
travel insurance should coveró
have become ill and donít feel well enough to travel"
purchase a plan that offers trip cancellation/ interruption coverage
within a specified period of your initial trip deposit, you are covered
for pre-existing conditions. That means you can cancel your trip if you
get sick - and be reimbursed for any non-refundable expenses relating to
2. "My travel
supplier just declared bankruptcy"
carriers with financial difficulties are becoming increasingly common.
Purchasing trip cancellation/ interruption coverage from a third party
like Travelex can protect you and your trip investment against such an
3. "I think my son
has an ear infection - whatís "ear infection" in Italian?"
plans offer 24-hour worldwide assistance. Call toll-free to access our
24 hour medical assistance helpline to receive advice or get information
on English-speaking doctors in your area.
4. "We were on our
way home when the airline went on strike"
delay benefit covers for up to $750 TraveLite/$1000 Travel Plus in
non-refundable expenses for strikes that affect public transportation.
5. "I arrived but my
your bag is lost or merely delayed, you can be reimbursed for the
purchase of clothing and personal articles so you can enjoy your
6. "My father-in-law
fell and injured himself - I normally care for him"
illness or injury of family members is also included under covered
reasons to cancel. Itís important to remember that even if you are fit
to travel, other events may make departing on your trip unthinkable.
7. "We missed our
connection because of a flight delay"
arrive in your connecting city but your flight is long gone and the next
flight is not until tomorrow morning. The travel delay offers coverage
for accommodations and meals.
8. "We were
traveling when I suddenly developed chest pains"
medical emergency happens far away from home and proper medical
facilities, you want to ensure you receive adequate care. Our medical
evacuation benefit will cover emergency transportation for you to the
nearest facility or back home.
9. "A terrorist act
has occurred in a city through which my flight will be connecting"
domestic and international terrorist acts are covered reasons to cancel
your trip provided the act occurs within 30 days of your scheduled
10. "My wallet -
with my cards and passport - has been stolen"
assistance services will assist you in reporting your lost documents and
make arrangements for an emergency cash transfer should that be
required. As well, the baggage benefit provides coverage for loss due to
the unauthorized use of your card.
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